TERMS & CONDITIONS

LetMC.com will provide you with use of the Service, including a browser interface and data encryption, transmission, access and storage. Your registration for, or use of, the Service shall be deemed to be your acceptance to abide by this Agreement (Terms and Conditions) including any materials available on the LetMC.com website.

Terms:
“Agreement” means these Terms and Conditions.
“You” means the client company who has signed this agreement.
“Service” means the software http://home.letmc.com.
“Subscription” refers to the type of monthly subscription that is limited to use by a single branch and defined numbers of users.
“LetMC.com” refers to the business LetMC owned by Pinnacle Property (Cardiff) Ltd.
“Account Holder” or “client” refers to the customer.
“Monday to Friday” excludes all national holidays.

1. Minimum Term.
1.1 The Minimum Term is 12 Months.
1.2 The earliest the contract can be ended is at the expiry of the 12 months.
1.3 3 months notice must be received in writing on company headed paper and acknowledge by a cancellation letter from LetMC.com to end the contract.
1.4 Failure to confirm cancellation will result in a continuation of monthly licence fee.

2. Payment Terms.
2.1 Payment terms are monthly in advance and pay must be by direct debit.
2.2 The Service will be deactivated until a Direct Debit mandate is completed and signed by an Account Holder.

3. Trial Periods.
3.1 Trial Periods are for 14 working days. Extension to trial periods are at the discretion of the LetMC.com.

4. Telephone Support Availability and Cost.
4.1 Available from Monday to Thursday 9:00am to 6:00pm, and Friday 9:00am to 5:00pm.
4.2 Telephone support is included in the monthly licence fee, subject to the number of users of the monthly licence fee set out in the monthly subscription.

5. Email Support Availability and Cost.
5.1 Monday to Thursday 9:00am to 6:00pm, and Friday 9:00am to 5:00pm. Email support is included in the monthly licence fee.

6. Training Availability and Cost.
6.1 Training takes place at LetMC in Cardiff and the dates are designated by LetMC.com, Monday to Friday 10:00am to 4:00pm.
6.2 Support and training is payable in advance.
6.3 LetMC.com require 3 days notice to cancel training, failure to notify will result in no refund being issued or alternative training date being offered.
6.4 Additional training days will be charged at the advertised daily rate.

7. Outsource/Back Office Service.
7.1 Minimum term is 12 months with a 3 month cancellation period. LetMC.com is not responsible for the delivery of posted items. Items will be sent by Royal Mail and by second class delivery/post.
7.2 LetMC will guarantee to print all postal items on the same day, if authorised before 3pm Monday to Friday.
7.3 LetMC will print and send all postal items within 24 hours of being authorised, Monday to Friday.
7.4 The client, not LetMC.com, is responsible for the accuracy and contact information of postal items sent.
7.5 Electronic bank statements must be received before 9.30am Monday to Friday, will be reconciled the same day, excluding transactions that are under review. LetMC.com cannot guarantee that bank statements uploaded after 9.30am will be reconciled the same business day.
7.6 LetMC.com does not monitor or is responsible for and the consequences of, bank statements not being uploaded into LetMC.com.
7.7 The Client, not LetMC.com, is responsible for checking the accuracy of reconciling a financial transaction within LetMC.com within 30 days of the transaction entry date. LetMC.com cannot be held responsible for inaccuracies after 30 days.

8. Example Paper Work.
8.1 Amendments or modifications to clients paperwork must be submitted electronically in Microsoft Word or Excel formal with all amendments clearly marked. LetMC.com will confirm receipt and confirm when the request will be completed. We aim to complete all requests within 5 working days, subject to demand.
8.2 The Client, not LetMC.com, is responsible for the accuracy and legal compliance of all paperwork generated by the software.

9. Subscription Upgrade.
9.1 LetMC.com will monitor your property, user and branch numbers.
9.2 When any of these exceed the Subscription limits as set out in your agreement, you will be automatically upgraded to the corresponding Subscription. We will bill you the cost of the corresponding Subscription from that point in time onwards.
9.3 If your property, user or branch numbers reduce, the Subscription will not be automatically downgraded. If you wish to downgrade you must contact us to arrange a downgrade date (subject to the initial minimum term).
9.4 If you have paid in advance you cannot reclaim the Subscription price difference.
9.5 The Start-up package is limited to a maximum of 30 property record entries; this includes a single property record entry representing a room.
9.6 Once the 31st property record entry is entered, the package will be automatically upgraded with no option to downgrade to Start-up package.

10. Subscription Fee.
10.1 LetMC.com grants you a non-exclusive, non-transferable, worldwide right to use the Service, solely for your own internal business purposes, subject to the terms and conditions of this Agreement. All rights not expressly granted to you are reserved by LetMC.com.
10.2 The monthly subscription fee is charged per branch.
10.3 The subscription fee starts on the day LetMc issue you the logins by email.

11. Restrictions.
11.1 You may not access the Service if you are a direct competitor of LetMC.com, except with LetMC.com prior written consent.

12. Your Responsibilities.
12.1 You are responsible for all activity occurring under your User accounts (logins).
12.2 You shall notify LetMC.com immediately of any unauthorized use of any password or accounts or any other known or suspected breach of security.
12.3 You may not allow any third parties access to LetMC.com.
12.4 LetMC will from time to time upgrade and modify the software, websites and SOAP services. As a subscriber of the service, you must accept the upgrade or modification. You are responsible to monitor upgrade release notes and technical specifications and assess the impact these changes have on your business and websites. Letmc is not responsible for the cost of implementing changes due to the impact of the upgrade or modification.

13. Text Messaging and SMS service.
13.1 All accounts will be assigned a SMS virtual number. You will be responsible for the use, cost and content of each SMS message sent.
13.2 If there is not SMS activity for 28 consecutive days the service will be automatically deactivated. To reactivate the SMS service please contact Letmc in writing.

14. Data.
14.1 You, not LetMC.com, shall have sole intellectual property ownership or right to use of all Customer Data, and are responsible for the accuracy, quality, integrity, legality, reliability, and appropriateness of that data.
14.2 The LetMC.com is not responsible or liable for the deletion, correction, destruction, damage, loss or failure to store any Customer Data.
14.3 In the event this Agreement is terminated (other than by reason of your breach), LetMC.com will make available to you a file of all reports generated on LetMC.com, in Microsoft Excel data files, within 30 days of termination if you so requested at the time of termination in writing.
14.4 LetMC.com reserves the right to withhold, remove and/or discard Customer Data without notice for any breach, including, your non-payment.
14.5 If you terminate your service, LetMC.com will delete your data 90 days after the confirmed termination and/or switch off date.
14.6 If you require regular backup copies of your data, contact Letmc support to activate the secure XML data back feed.
14.7 LetMC will archive email attachments and pdf documents generated by the Service software after a prescribed period. The prescribed periods are 9 months for email attachments, 6 months for low priority pdf documents, 13 months for medium priority pdf documents and 24 months for high priority pdf documents. The properties to rent list pdf document will only be stored for 2 months and will not be available for retrieval. Clauses 14.2, 14.3, 14.4 and 14.5 take precedence over this Clause.
14.8 An archived item can be retrieved within 2 working days by emailing LetMC.
14.9 LetMC reserves the right to alter the prescribed period for archiving or the letter priority without notice to you.

15. Invoicing and Renewal.
15.1 LetMC.com charges and collects in advance for use of the Service.
15.2 LetMC.com will automatically renew your licence and invoice you each month.
15.3 LetMC.com fees are exclusive of VAT. VAT will be charged at the appropriate rate. If you believe your invoice is incorrect, you must contact us in writing within 30 days of the invoice date.

16. Late Payment, Suspension and Termination.
16.1 LetMC.com reserves the right to suspend or terminate this Agreement and your access to the Service with immediate effect if your account falls into arrears on the close of business of 22nd day of the month.
16.2 Service will be suspended on 23rd day of the month if payment is not received or if a Direct Debit bounces for any reason. Once payment or proof of payment has been received, service will be reinstated immediately.
16.3 Late payment will result in the option for monthly payment being revoked, and the next 3 months’ fees becoming due immediately, unless you are in the first 12 months of your agreement with LetMC.com, in which circumstances the remainder of the first twelve months’ fees will immediately become due in full.
16.4 All set up and training fees must be paid for before login details will be sent and training sessions can be booked.

17. Internet Delays.
17.1 LetMC.COM SERVICES MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS.
17.2 LetMC.COM IS NOT RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS.

18. Modification to Terms.
18.1 LetMC.com reserves the right to modify the terms and conditions of this Agreement or its policies relating to the Service at any time, effective upon posting of an updated version of this Agreement on the Service.
18.2 You are responsible for regularly reviewing this Agreement.
18.3 Your continued use of the Service will be deemed acceptance of these terms and conditions and any amendments made to them from time to time.
18.4 From time to time LetMC may offer you access to new services (such as Equifax data and services). You will be notified of additional terms relating to such new services and any use by you of the new service shall be deemed acceptance by you of such additional terms.

19. Property Portal and Website Uploads .
19.1 LetMC.com provides websites, SOAP or FTP upload to websites and property portal uploads inclusive to the monthly subscription.
19.2 You, and not Letmc, are responsible to check daily that the data has been received by the website and property portal upload. Letmc cannot be held responsible for the effects of data not being uploaded.

20. Cross Selling Software.
20.1 LetMC.com can provide you cross selling software for Virgin Media and Homelet Insurance. With each order placed with LetMC.com each company pays a set commission which is paid in part to you.
20.2 The use of the cross selling software is subject to you placing the orders with LetMC.com.
20.3 If orders are placed directly with the cross selling companies or no order placed within a calendar month, LetMC.com will charge £30 + VAT monthly in addition to the subscription fee.

21. Marketing.
21.1 From time to time LetMC.com may use your company and logo for marketing purposes.
21.2 If you do not wish your logo to be used in LetMC.com marketing, please email glyn.trott@letmc.com.
21.3 LetMC.com will not pass your information or logo onto third parties without your consent.

22. Websites.
22.1 LetMC.com charges a setup fee and a monthly hosting fee for the website service.
22.2 The setup fee is payable in advance and the hosting fee will commence upon the template being created and content added and the website link emailed to the client.
22.3 Any re-designs to the template will be charged at an additional template modification fee, text changes are inclusive with the monthly hosting fee. You, not Letmc.com, are responsible for the content and accuracy of the website.
22.4 LetMC.com will own the distribution rights to the graphics.
22.5 You will own the copy of the website.
22.6 Meeting Letmc criteria, Letmc may provide you with the ability to login and modify narrative and functionality settings for websites. If ability to login is provided, you acknowledge that any changes to the website cannot be undone or recovered.

23. Business Continuity.
23.1 LetMC.com software application and websites are hosted on cluster servers.
23.2 In the event of a server or server disk failure, a secondary server or server disk within the cluster will recover the redundancy with immediate effect.
23.3 LetMC.com servers are connected to the internet through a commercial lease line internet connection, supplied by NTL Virgin Media and is subject to service level agreements.
23.4 In the event of a power failure, LetMC.com will provide a 30 minute UPS (uninterruptable power supply) to the servers.
23.5 In the event of a total physical failure of the main cluster of servers, the data will be recovered from the previous night's data back-up and reinstated.

24. Business Consultancy Service
24.1 LetMC.com may provide a Business Analyst Consultancy service to assist the Client in structuring business processes to enhance business performance.
24.2 If the commencement date for the Consultancy Service is not agreed in advance, the Services will be treated as having commenced on the date the Consultant begins to carry out any of the Services.
24.3 The Client will ensure that the Consultant is provided in good time with all information needed to enable the Consultant to perform the Services and the Consultant will be entitled to rely on that information.
24.4 The Client will give all decisions and approvals in a timely manner and provide any additional assistance which the Consultant may reasonably request.
24.5 The Consultant will exercise reasonable skill, care and diligence in the performance of the Services in accordance with the standards of the Consultant’s profession.
24.6 The Consultant will also use reasonable endeavours to adhere to the programmes (if any) agreed with the Client for the provision of the Services, but will not be responsible for any delay which is due to reasons attributable to the Client or otherwise beyond the Consultant’s control.
24.7 Copyright in all drawings, reports, documents and computer-generated data prepared by the Consultant will remain the property of the Consultant. Subject to the Client paying all fees and expenses which are due, the Client will have a licence to copy and use those documents and data for any purpose related to the project for which the Services are provided, but not for any other purpose.
24.8 The Consultant will designate an individual to act as the principal representative of the Consultant in dealings with the Client concerning the Services. The Consultant reserves the right to change that individual but will not do so without good reason and will inform the Client of any such change.
24.9 The Consultant will have no other liability to the Client, whether in contract or in tort, for any loss or damage suffered by the Client, whether direct, indirect or consequential.

25. Governing Law and Jurisdiction.
25.1 This Agreement will be governed by English law and both parties agree to be bound by the exclusive jurisdiction of the English courts.

26. Equifax Terms and Conditions (1 SEPTEMBER 2009)
In consideration for Equifax allowing you to access and use the Equifax Services, you agree these Terms and the completed Authorisation Form (together the “End-User Agreement”).
26.1 Definitions and Interpretation
26.1.1 The following expressions have the following meanings unless the context requires otherwise:
“Equifax Customer” means the company which allows you to access the Equifax Services via its systems as specified on the Authorisation Form;
“Applicable Regulations” means the Consumer Credit Acts 1974 and 2006, the Data Protection Act 1998, the Representation of the Peoples (England and Wales) Regulations 2001, the Money Laundering Regulations 2007, the Financial Services and Markets Act 2000, rules made by the Steering Committee on Reciprocity, the Guide to Credit Scoring 2000, Principles of Reciprocity and any other applicable law, regulation or code; “Authorisation Form” means the form completed by you as part of your application to register as a user of the Equifax Services;
“Confidential Information” means the trade secrets or confidential or proprietary information of ours or yours (as the case may be), but excluding any information: (a) which is publicly known or becomes publicly known other than by a breach of this End-User Agreement or any other duty of confidentiality; (b) which, when it was first disclosed to the receiving party, was already known by the receiving party, and the receiving party, was at the time of disclosure free to disclose; or (c) which, after being disclosed to the receiving party, by was disclosed to the receiving party, again by a third party at liberty to disclose it without restriction. In particular (but without limitation), any specifications pricing information, the Data is our Confidential Information and any data disclosed to Equifax by you is your Confidential Information;
“Equifax” means Equifax Plc. (registered number 02425920) whose registered office is at Capital House, 25 Chapel Street, London NW1 5DS;
“Equifax Services” means the Equifax Data and services that you access and receive under this End-User Agreement and specified above;
“Intellectual Property Rights” means all intellectual and industrial property rights anywhere in the world, including, without limitation, any invention, patent, design or utility model rights, any copyright and trademarks, service marks, database rights, topography rights, commercial or confidential information, know-how or trade secrets, and any other rights of a similar nature whether or not registered, and the right to apply for any of them;
“Notice” means written notice which includes email or publication on the Equifax website;
“Personal Data” has the meaning given to it in the Data Protection Act 1998 (as amended);
“Terms” means these terms and conditions;
“you” means the organisation registered and to access and use the Equifax Services noted in the Authorisation Form.
26.2 Authorisation Form, in these terms:
26.2.1 Headings are for convenience only and will not affect its construction or interpretation.
26.2.2 Unless the context requires otherwise, words importing the singular will include the plural and vice versa.
26.2.3 Unless the context requires otherwise, references to any person will include references to any human being, company, body corporate, association, joint venture, partnership, trust and any entity capable of suing and being sued.
26.2.4 A reference to any statute includes references to that statute as from time to time amended, consolidated or re-enacted and all rules, regulations, statutory instruments or orders made under it.
26.2.5 "Including" means "including without limitation" and "includes" means mean "includes without limitation"; and
26.2.6 When referring to the Equifax Services, “use” means access, use, receive and other similar activities.
27 Conditions of Use.
27.1 Equifax grants to you a non-exclusive, non-assignable licence to use the Equifax Services in accordance with this End-User Agreement and the Applicable Regulations.
27.2 This End-User Agreement will continue until either of us terminates it by giving Notice to the other.
27.3 You may only use the Equifax Services for the following purposes, and must only use the Equifax Services in strict compliance with Applicable Regulations;
27.3.1 the prevention and detection of crime;
27.3.2 the apprehension or prosecution of offenders;
27.3.3 the assessment or collection of any tax or duty or of any imposition of a similar nature; or,
27.3.4 legal or prospective legal proceedings.
27.4 Equifax (or its licensors) own the Intellectual Property Rights in the Equifax Services. You may not, in any manner (including publishing any part of the Equifax Services online) reproduce, disclose, distribute or transfer any part of the Equifax Services without our permission. Nor may you commercially exploit the Equifax Services in any way. If Equifax permits you to copy of any part of the Equifax Services, the copies must retain any copyright notice shown on the original.
27.5 Equifax owns the Equifax trademark. Other product and company names included in the Equifax Services may be trademarks or registered trademarks owned by others and should not be reproduced or copied without the owner’s permission.
27.6 You must keep any user identification, including account codes and passwords, issued to allow you to access and use the Equifax Services confidential and secure. You are responsible for, and accept liability for, any use of the Equifax Services by anyone using your user identification or password.
27.7 You will keep all Equifax Data you receive secure and confidential. You must not disclose, transfer, distribute or re-sell any part of the Equifax Services. 27.8 Equifax may from time to time, and on reasonable notice, upgrade or modify the Equifax Services. If Equifax considers it necessary, Equifax may cease to provide all or part of the Equifax Services.
27.9 If Equifax supplies you with data sourced from third parties then you shall comply with any additional terms that may be applicable to that data.
27.10 Equifax may provide and receive information about your use of the Equifax Services to and from the Equifax Customer.
28 Price and Payment
28.1 You are purchasing access to the Equifax Services from the Equifax Customer. Any failure by you to pay the Equifax Customer according to the terms you have agreed with them will be a material breach of this End-User Agreement.
29 Data Protection and Personal Data
29.1 You and the Equifax Customer may only use the Equifax Services to obtain Personal Data in accordance with Applicable Regulations.
29.2 You will indemnify Equifax against all costs (including legal costs), claims, damages, fines, demands and expenses arising directly or indirectly out of any claim by a third party which arises in connection with your breach of any part of this Clause 29.
29.3 Any Personal Data provided as part of the Equifax Services must be destroyed when it is no longer necessary for you to retain it.
29.4 You will allow Equifax, on reasonable notice and within normal business hours and not more than once in each quarter to audit your compliance with the provisions of this Clause 29. You must promptly provide Equifax with any information Equifax reasonably requests during a compliance audit.
30 Confidentiality
30.1 Neither you nor Equifax may disclose to any other person the contents of this End-User Agreement or use or disclose any of the Confidential Information with the following exceptions:
30.1.1 to the Equifax Customer as required to perform this End-User Agreement or by Applicable Regulations;
30.1.2 when required to do so by law or any regulatory authority; and
30.1.3 to your or Equifax's, as the case may be, (or any of your or Equifax's parent companies) employees, contractors, directors, agents or advisers whose duties reasonably require such disclosure, on condition that the party making such disclosure ensures that each such person is informed of the obligations of confidentiality under this End-User Agreement and complies with those obligations as if they were bound by them.
30.2 Equifax may share information about your use of the Equifax Services with the Equifax Customer. But Equifax will not disclose any Personal Data that you receive to the Equifax Customer, except in strict compliance with Applicable Regulations.
31 Intellectual Property
31.1 No Intellectual Property Rights in any part of the Equifax Services are transferred or licensed to you.
31.2 Despite Clause 34.2 below, Equifax will indemnify you against any liability (including reasonable costs) that you may incur in respect of your use of the Equifax Services (in accordance with this End-User Agreement) that infringes any Intellectual Property Right of a third party in the United Kingdom provided that you:
31.2.1 promptly notify Equifax of such claim;
31.2.2 give Equifax the sole conduct of the defence and settlement of such claim and at no time admit liability without Equifax's prior written consent (which will not be unreasonably withheld); and,
31.2.3 act in accordance with our reasonable instructions and give Equifax any assistance that it may reasonably require to defend or settle the claim.
31.3 If your use of the Equifax Services in accordance with these Terms infringes any Intellectual Property Right of a third party in the United Kingdom, Equifax may procure a right for you to continue to use the Equifax Services or modify or replace the Equifax Services so as to avoid the infringement provided that the performance of Equifax Services, as modified or replaced, is not materially adversely affected. If, having used reasonable endeavours, this has not been achieved, Equifax may terminate your use of the Equifax Services immediately and, except as set out in Clause 31.2, Equifax will have no liability to you. 32 Warranties
32.1 You warrant to Equifax that:
32.1.1 the information provided by you when you registered to use the Equifax Services is accurate and up to date, and that you will promptly notify Equifax of any changes to it; and,
32.1.2 only authorised employees or agents will be permitted to access and use the Equifax Services.
33 Suspension of Equifax Services/Termination of End User Agreement
33.1 Equifax may suspend your use of the Equifax Services or terminate this End-User Agreement if:
33.1.1 your response to any request by Equifax does not satisfy Equifax that your use of the Equifax Services is in compliance with all Applicable Regulations;
33.1.2 you breach this End-User Agreement and fail to remedy it within 15 days of Equifax giving you notice of the breach and requesting that you remedy it; or
33.1.3 you are adjudicated bankrupt, convene a meeting of creditors; a proposal is made in relation to you for a voluntary arrangement under Part 1 of the Insolvency Act 1986, a proposal is made for any other composition, scheme or arrangement with (or assignment for the benefit of) your creditors; you are unable to pay your debts within the meaning of Section 123 of the Insolvency Act 1986; a trustee receiver administrative receiver or similar officer is appointed in respect of all or any part of your assets or a meeting is convened for the purpose of considering a resolution or other steps are taken for the winding up of you or for the making of an administration order in relation to you (otherwise than for the purpose of an amalgamation or reconstruction).
34 Liability
34.1 Equifax gives no warranty that your use of the Equifax Services will be uninterrupted or error-free. In particular, because third parties provide most of the data Equifax supplies as part of the Equifax Services, Equifax will not be liable for any loss or damage arising from any inaccuracies, faults or omissions in or in the provision of the Equifax Services.
34.2 Equifax's total liability in respect of any cause of action arising out of or in connection with your use of the Equifax Services (whether for breach of contract, in negligence or any other tort, under statute or otherwise at all) will be limited to providing the relevant Equifax Services again.
34.3 Equifax will not be liable to you for any indirect or consequential loss or damage, or any loss of opportunity, business, profit, reputation or goodwill arising out of your use of the Equifax Services.
34.4 Nothing in this Clause will limit or exclude Equifax's liability for fraud or for death or personal injury arising from our negligence.
34.5 Equifax excludes all liability for the non-availability of the Equifax Services or any illegal action of a third party such as hacking or the introduction of any virus or contaminant or denial of service attack arising from circumstances beyond our reasonable control.
34.6 You will indemnify Equifax against all costs (including legal costs), claims, damages, demands and expenses arising directly or indirectly out of any claim by a third party which arises as a result of your use of the Equifax Services, unless caused by Equifax's negligence.
35 General
35.1 If any part of this End-User Agreement is held invalid or unenforceable then that part will be severed, and the rest of the End-User Agreement will remain in effect.
35.2 Equifax may change these terms and conditions at any time by giving you notice. If Equifax does change these terms and conditions, you will have the option of continuing to use the Equifax Services on the new Terms, or of ending this End-User Agreement.
35.3 This End-User Agreement sets out the entire End-User Agreement between you and Equifax in connection with your use of the Equifax Services and supersedes any earlier representation or End-User Agreement between us. Except as expressly set out in this End-User Agreement, all conditions warranties and terms, expressed or implied, and statutory or otherwise, are excluded to the extent permitted by law.
35.4 No cause of action will arise if the performance of the relevant obligation is prevented or delayed, or accrual of any liability on the part of either party is occasioned, as the case may be, by any event beyond the control of that party, such as any: act of God, governmental act, war, fire, flood or other natural disaster, explosion or civil commotion, failure in information technology or telecommunications services, failure of a third party (including failure to supply data) and industrial action.
35.5 You may not assign or otherwise transfer any of your rights under this End-User Agreement.
35.6 Neither you nor Equifax may disclose any of other’s the Confidential Information except:
35.6.1 when required to do so by law or any regulatory authority; and
35.6.2 to your or Equifax's (or your or Equifax's parent companies’) employees, contractors, directors, agents or advisers whose duties reasonably require such disclosure, on condition that the party making such disclosure ensures that each such person is informed of the obligations of confidentiality under this End-User Agreement and complies with those obligations as if they were bound by them.
35.7 No person other than you or Equifax has any right under the Contract (Rights of Third Parties) Act 1999 to enforce any of this End-User Agreement.
35.8 This End-User Agreement and your use of the Equifax Services are governed by and interpreted in accordance with English law. You submit to the jurisdiction of the English courts. However, Equifax reserves the right to bring a claim against you in your jurisdiction.

Version 2.0 12th July 2010